General Liability including Products and Completed Operations

• $1,000,000 Occurrence

• $2,000,000 General Aggregate

• $2,000,000 Products and Completed Operations Aggregate

• $1,000,000 Personal Injury & Advertising Injury Liability

Per Project/Per Location Aggregate May be Available Upon Request

Employer Liability (Stop Gap)

• $1,000,000 Each Accident

• $1,000,000 Each Employee by accident

• $1,000,000 Each Employee by disease

• $1,000,000 Policy Limit by Disease

Employee Benefits Liability

• $1,000,000 Each Occurrence

• $1,000,000 Aggregate

Owners and Contractors Protective Liability

• $1,000,000 Each Occurrence

• $2,000,000 Each Aggregate

Hired and Non-owned Automobile

$1,000,000 Per Occurrence

Liquor Liability

• $1,000,000 Each Common Cause

• $1,000,000 Aggregate

Available only when we write the primary CGL.

Family style restaurants only with max liquor sales of 50%.

Minimum Policy Premiums:

• General Liability= $5,000

• Stand Alone Products Liability= $10,000
  Commission 16%

Umbrella and Excess Liability Coverage

Maximum Limits:

• $5,000,000 Each Occurrence

• $5,000,000 Policy Aggregate

Minimum Policy Premium:

• $3,500 on a stand alone basis

• $2,500 if we write the primary CGL policy
  Commission 15%